SproutShield provides a range of insurance solutions to help protect what matters most. From life insurance and financial protection to specialized programs designed for children, we help families find coverage that fits their needs.

Coverage costs vary based on the type of insurance, age, health, coverage amount, and other factors. Some plans may start at less than $1 per day, while others will vary based on your individual needs.

Can my child access the cash value later in life?

Depending on the policy and how it performs, permanent life insurance may build cash value over time. That cash value may be accessed later in life and could potentially be used for expenses such as education, a home, starting a business, or retirement.

* Policy loans and withdrawals may reduce the death benefit and cash value and may have tax consequences.

No. Depending on the policy, coverage may continue into adulthood and can remain in force for life as long as required premiums are paid and the policy remains in good standing.

Depending on the policy and its terms, cash value may become available over time and may be accessed through policy loans or withdrawals. Funds may potentially be used for education, a home, a business, retirement, or other major life expenses.*

* Loans and withdrawals may reduce the policy's cash value and death benefit and may have tax consequences.

Simply request a free quote or consultation. A licensed insurance professional can discuss your needs, answer your questions, and help you explore coverage options for you and your family.

Sprout Shield works with multiple insurance and financial protection solutions. These may include life insurance, children's life insurance, mortgage protection, retirement-related solutions, 401(k) rollovers, and annuity solutions. Product availability depends on the individual's needs, qualifications, state, and available products.